NEW: Failure vs. success. Poverty vs. Affluence... how to go from one to the other?

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... in Neal Stephenson"s novel "Reamde" he remarks that affluent parts of all cities are similar, but poor parts of cities are miserable in their own way.

What causes success, and what causes failure? Or we could say, what causes affluence, and what perpetuates poverty?

It"s habits. It"s the thing you do (or not do), day in and day out. The things you take care of and the things you don"t.

But if you look, a habit you see are only the tip of the iceberg... maintaining it, keeping it permanently, unchangeably in place.

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