I am a Kiva lender. I circulate about 400-500 dollars, lend it, and lend it again. $25 a clip.
Kiva has been looking for find an angle to have more people be inspired to lend money.
After I lent another $25 from my seed money (I haven"t added any new money to Kiva for years now!) a video popped up.
In it an Indian woman shares that her fields were mortgaged and it was near impossible for her to make a living. Then she got a Kiva loan, got herself cows.
The cows give her five liters of milk a day she can sell.
https://www.youtube.com/watch?v=-MDPl3ZeNtk
This allows her to make a good living, and she has paid off the mortgage on her lands.
I started to cry.
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